Bucket List #51

Have breakfast in bed for a week

Now that I'm retired, Chamber Pension allows me to SLEEP IN!

Know Your Rights: National Pensions Law

Know your rights – National PensionS Law


  • Every employee in the Cayman Islands must have a pension provided by their employer
  • The self-employed, those working part-time, casual workers, probationary staff and people on short-term contracts are included
  • If someone has more than one employer then each employer must pay into the employee’s pension plan
  • Expatriates who have been in continuous employment for more than nine months must have a pension plan
  • The only people excluded are employees who are non-Caymanian or non-Permanent Residency that are employed as a “household domestic” (e.g. maid or gardener) in a private residence.
  • Employees and employers must each contribute a minimum of 5% of the employees’ earnings to a pension plan


You can also visit dlp.gov.ky and click here for more information about pension laws in the Cayman Islands.



As you may be aware, the National Pensions (Amendment) Law 2016 passed in the Legislative Assembly and has now been published in the Gazette. Specific aspects of this Amendment as instructed by the National Pensions (Amendment) Law, 2016 (Commencement) Order 2016 are enforced. Please refer to dlp.gov.ky for further information. 


Please note the National Pensions Law (2012) remains in effect and employers, employees, as well as pension plan administrators and members are expected to comply with these requirements in addition to forced sections of the National Pension (Amendment) Law 2016.