Resource Centre

Investment Managers

Investment Managers


The Chamber Pension Plan investment portfolios are managed by top-rated international pension consultants Mercer, who provide proactive and independent oversight of all the plan's investment advisors. 

Our global equities manager is BlackRock and our fixed income and bond managers are EFG Bank and Income Research Management. 
















Key Service Providers


Prime Custodian Plan Administrator
Plan NAV Calculation Agent Auditor





Lifecycle Returns

Performance SUMMARY - AS OF 06/30/17

Chamber Pension Plan is pleased to report the Lifecycle returns as of June 30th 2017.

NET OF ALL PLAN EXPENSES                              ANNUALIZED

1.91% 4.38% 3.87% 1.97% 1.73% 3.31%
2025 FUND 2.82% 6.90% 7.48% 2.38% 2.36% 5.78%
2035 FUND 3.44% 8.67% 9.99% 2.74% 2.82% 6.93%
2045 FUND 3.76% 9.62% 11.45% 2.75% 2.90% 7.59%
2055 FUND* 4.21% 10.94% 13.06% N/A NA N/A


*March 2016 was the first month of performance for the 2055 Fund. 


Below you will find a comparison of the returns compared to June 30th, 2013 - 2017. 








2055 N/A N/A N/A N/A 13.06%
2045 13.29% 16.80% 3.21%  -5.28% 11.45%
2035 11.78% 15.06% 2.99%  -4.03% 9.99%
2025 9.75% 12.51% 2.32%  -2.47% 7.48%
2015 6.43% 8.70% 1.42%  N/A N/A
Income 4.51% 6.94% 1.26%  0.10% 3.87%


Below you will find a comparison of our expense ratios from 2012 to date.



June 2012

June 2013

June 2014

June 2015

JUNE 2016

JUNE 2017

Expense Ratio 1.52% 1.45% 1.41% 1.23% 1.26% 1.05%






Board of Trustees

The Board of Trustees at the Chamber Pension Plan are ultimately responsible for the management and administration of the Plan. They appoint a professional Pension Administrator firm to undertake that function, delegating the day-to-day running of the fund. Nevertheless, the voluntary Board of Trustees takes on an active, hands-on role in guiding the plan, ensuring that the plan always serves the best interests of all its members.

The Board members are voted in and serve a term of 3 years. All of the Trustees are active members in the business community covering different industry sectors.

The Trustees receive regular reports from the Administrator and other service providers with regard to the operations of the Fund and they decide what actions need to be taken and what policy should be followed.

The Trustees have the power to remove and replace the Administrator if need be. They also take responsibility for issues such as determining eligibility and interpreting rules and regulations.

Board Members



              Paul Schreiner: AL Thompson’s Building Supplies
 Industry & Commerce
  Jon Brosnihan: Kensington Management Group
Financial & Professional
   Paul McGeough: Hospitality & Tourism
   Bradley Kruger: Hospitality & Tourism
   Grant Hiley:  Industry & Commerce
   Ivan Narandja: Financial & Professional

 Charles Dickinson: Professor of Equine Medicine, St. Matthew’s University
 Voluntary & Self Employed


   Derek Jones: HSM Chambers
 Chamber of Commerce Representative to the Board










National Pensions Law

Know your rights – National PensionS Law


  • Every employee in the Cayman Islands must have a pension provided by their employer
  • The self-employed, those working part-time, casual workers, probationary staff and people on short-term contracts are included
  • If someone has more than one employer then each employer must pay into the employee’s pension plan
  • Expatriates who have been in continuous employment for more than nine months must have a pension plan
  • The only people excluded are employees who are non-Caymanian or non-Permanent Residency that are employed as a “household domestic” (e.g. maid or gardener) in a private residence.
  • Employees and employers must each contribute a minimum of 5% of the employees’ earnings to a pension plan


You can also visit and click here for more information about pension laws in the Cayman Islands.



As you may be aware, the National Pensions (Amendment) Law 2016 passed in the Legislative Assembly and has now been published in the Gazette. Specific aspects of this Amendment as instructed by the National Pensions (Amendment) Law, 2016 (Commencement) Order 2016 are enforced. Please refer to for further information. 


Please note the National Pensions Law (2012) remains in effect and employers, employees, as well as pension plan administrators and members are expected to comply with these requirements in addition to forced sections of the National Pension (Amendment) Law 2016.

Employer Forms

Interested in signing up your company's pension plan with us? Please fill out the New Employer Application.

New Employer Application Form

Employer Contribution Record Form

New Employer Check List

Do you have an employee that needs to make a personal change to their pension account? If so, have them fill out the Employee Change Form, and return with a copy of a valid passport photo page or another form of photo identification.

Please note that all forms must be printed and submitted with an original signature to:


Chamber Pension Plan
Strathvale House
90 North Church St. 2nd Floor, P.O. Box 609
Grand Cayman KY1-1107
Cayman Islands
Fax 345-745-7699

Click here for frequently asked questions and answers.

Pension Handbook


Our handbook is currently being updated.

Please contact with any questions. 

Investment Managers

Key Service Providers

Lifecycle Returns

Board of Trustees

Trust Deed

Audited Financial Statements

Fact Sheets

National Pensions Law

Member Forms

Members FAQ's

Employer Forms

Employer FAQ's

Pension Handbook