How do I know if I am eligible to join the Chamber Pension Plan Plan?

By law, every employer in the Cayman Islands has to provide a pension plan for its workers; those that don’t are committing an offence and can be heavily fined. This means that anyone working between the ages of 18 and 65 must be a member of a recognised pension plan, even if they are self-employed, working part-time, are casual workers, probationary staff or on short-term contracts, in fact anyone working must have a pension plan.

If someone has more than one employer then each employer must pay into the employee’s pension plan. Work permit holders who have been in continuous employment for more than nine months must have a pension plan. The only people excluded are work permit holders employed to do housework in private homes.

It is worth noting that Caymanians who are aged under 23 and who are in full time education are not considered employees.

Visit for more information about pension laws in the Cayman Islands.